Is ethos a good life insurance company?

One of Ethos' insurance partners, Mutual of Omaha, may be one of the best life insurance companies on the market, with a high customer satisfaction per J.D. Power’s 2023 U.S. Individual Life Insurance Study and strong financial strength ratings. However, it’s important to note that Ethos isn’t specifically rated by J.D. Power.

How long does ethos Life Insurance last?

The level term length options are 10, 15, 20 or 30 years. This term policy is renewable up to age 94, but the death benefit will be reduced with each renewal. Ethos also offers traditional term life insurance that is fully underwritten (requires a medical exam) for customers seeking higher coverage amounts.

Who is eligible for ethos term life insurance?

Eligibility is open to individuals between the ages of 18 and 69, and all term policies feature level premiums and are guaranteed renewable until the age of 80. Ethos offers two types of term life insurance: a simplified issue policy and a fully underwritten term policy.